There is no single asset allocation plan that is best for all investors. Investors should focus on portfolio optimisation that fuels sustainable long-term wealth creation rather than short-term market chasing. A well-diversified portfolio spreads the risk between equities, debt instruments, real estate, gold and alternative investments. Investors with stable and stable incomes can allocate more towards debt and fixed-income securities, while retirees may prefer more equities. India’s alternative investment market expected to grow at a CAGR of 33 percent over the next five years. The Indian alternative investment sector, which includes Portfolio Management Services (PMS) and Alternative Investment Funds (AIF), is poised to surpass the Rs 100 lakh crore threshold by 2030 as it embarks on a new phase of growth. The right asset mix is different for different circumstances and depending on your circumstances, depending on what you are trying to achieve, says Ravi Agrawal, founder and chief executive of Agrawals.
