A new scam is tricking people into unknowingly sharing their OTPs, allowing fraudsters to steal money within seconds. Known as the ‘call merging scam,’ this method catches victims off guard by exploiting a simple phone call. Unlike traditional phishing scams that rely on fake websites or emails, this method exploits a basic phone function—call merging. Many people don’t suspect foul play and comply without realizing they are handing over access to their bank accounts. The rise of digital banking has also led to more sophisticated fraud attempts. The well-timed nature of the OTP request makes the scam highly effective, even against tech-savvy individuals. To stay safe from this fraud, follow these precautions: Never merge calls with unknown numbers. Monitor your bank statements for any suspicious activity. If you suspect a scam or have already received an unknown OTP, immediately report it to the cybercrime helpline at 1930. Call your bank to block unauthorized transactions or file a complaint at cybercrime.gov.in.
