Devina Mehra: \”Negative surprises will ALWAYS outweigh positive surprises\” Shares of IndusInd Bank crashed 27 percent on March 11 after the bank reported discrepancies in its derivative portfolio. Mehra said the risk of losses is very high as a bank is \”inherently a leveraged institution\” She also highlighted how Silicon Valley Bank (SVB) collapsed in US due to troubles arising in its bond book, rather than credit. The views and investment tips expressed by investment experts on Moneycontrol.com are their own and not those of the website or its management. The final hit may be higher as an external review is underway, Moneycontrol earlier reported. The discrepancies can potentially impact the bank’s profit by around Rs 1,500 crore, according to a person familiar with the matter. Moneycontrol advises users to check with certified experts before making any investment decisions. For confidential support call the Samaritans in the UK on 08457 90 90 90, visit a local Samaritans branch or see www.samaritans.org for details. In the U.S. call the National Suicide Prevention Lifeline on 1-800-273-8255 or visit http://www.suicidepreventionlifeline.org/.