Flexible health insurance plans have seen an upsurge of almost 300 per cent in the last five years in India, said a report on Tuesday. The report by Mercer Marsh Benefits (MMB) showed that even as the workforce in the country is evolving, organisations are reinventing benefits to meet diverse employee needs. The inclusive coverage options focus on parents, cover, siblings cover and wellness programme, and financial planning tools. These forward-thinking approaches not only enhance employee well-being but also help attract and retain top talent in a competitive landscape, the report said. It highlighted the transformative changes in India’s employee benefits landscape including employer sponsorship for parental insurance which increased from 35% in 2019 to 53% in 2024. It said employers are increasingly expanding coverage to include fertility treatments, surrogacy, and adoption benefits. They are prioritising preventive healthcare measures, including early diagnosis, screenings, and wellness programmes, to reduce long-term medical expenses, it said. The provision is a key benefit for employee retention and well- Being.